LIFE & HEALTH INSURANCE

Bob Hart Insurance Agency - Life and Health Insurance Overview

Bob Hart Insurance Agency - Life and Health Insurance OverviewPROTECTING LOVED ONES
You want to protect what matters most in your life, your loved ones. With life insurance, you help to ensure that the financial needs of your family are met in the event of death. This means peace of mind for you now, knowing your family will be secure in the future.

PROTECTING FINANCIAL STABILITY
Protecting you and your family includes a comprehensive health insurance plan. Without health insurance, you risk depleting your finances should you or a member of your family need medical care, suffer an injury, or need surgery. The costs of healthcare can be astronomical, so take the necessary precautions to protect your financial stability.

Life Insurance - Bob Hart Insurance Agency - Romeo, MILIFE INSURANCE
We offer an affordable way to protect your family’s financial future.

 
 

Health Insurance - Bob Hart Insurance Agency - Romeo, MIHEALTH INSURANCE
Get a great plan that is affordable from a company you can trust.

PROPERTY INSURANCE

Bob Hart Insurance Agency - Property Insurance Overview

Bob Hart Insurance Agency - Property Insurance OverviewNO PLACE LIKE HOME
Whether you’re a first-time homebuyer or designing your dream home, buying a house is one of the most important decisions you’ll ever make. Once you sign the papers and move in, you may be settling down, but your insurance needs are always in transit.

PROTECTION THAT KEEPS PACE WITH YOU
From day one, we’ll tailor your insurance policy to help protect your house and the personal items in your home. You’ll need the coverage that prepares you for an unexpected loss or damage, as well as the coverage that give you a valuable safety net for your investment.

Home Owners Insurance - Bob Hart Insurance Agency - Romeo, MIHOME OWNERS
Help protect your home and family with the coverage that’s right for you.

 
 

Condominium Insurance - Bob Hart Insurance Agency - Romeo, MICONDOMINIUM
Condo association’s policy does not cover everything. We will help you to understand what coverage you need to protect you and your belongings.

 

Apartment Renters Insurance - Bob Hart Insurance Agency - Romeo, MIRENTERS
Your home is where you live, and it’s your possessions that make it livable. Renters insurance offers an affordable way to protect your possessions, and you from lawsuits and more.

 

Renters Insurance - Bob Hart Insurance Agency - Romeo, MILANDLORDS
As a landlord, you need special protection for the property, liability, and fair rental income. We offer a Home & Auto discount that really can save you money.

 

Mobile Home Insurance - Bob Hart Insurance Agency - Romeo, MIMOBILE HOMES
A Manufactured home policy is similar to a homeowner’s policy, in that it provides coverage for the home, your personal property and family liability.

 

Flood Insurance - Bob Hart Insurance Agency - Romeo, MIFLOOD INSURANCE
If you live in a Special Flood Hazard Area (SFHA) or high-risk area and have a Federally backed mortgage, your mortgage lender requires you to have flood insurance. (Note: Most homeowners policies do not cover flood damage).

 

VEHICLE INSURANCE

Bob Hart Insurance Agency - Vehicle Insurance Overview

Bob Hart Insurance Agency - Vehicle Insurance Overview

INSURANCE FOR ALL KINDS OF VEHICLES
For all the cars, boats, trucks, snowmobiles, motorcycles, watercraft, and off-road vehicles you drive, we can help you to insure them. Often we’ll get you more insurance protection for less money. If you have any doubts about the appropriate level of coverage that’s right for you, we will be happy to help you choose the coverage best suited to fit your needs. We offer some unique auto coverage as well, such as accident forgiveness, reduction of deductibles and claim satisfaction guarantee.

Automobile Insurance - Bob Hart Insurance Agency - Romeo, MIPERSONAL AUTO and TRUCKS
Quality auto insurance is a key component of a good financial plan. Accident Forgiveness, Claim Satisfaction Guarantee and New Car Replacement are some valuable features to look for.

 

Commercial Vehicle Insurance - Bob Hart Insurance Agency - Romeo, MICOMMERCIAL AUTO and TRUCKS
Your business is one-of-a-kind, so you may need flexible commercial vehicles insurance plans as unique as your company to help protect everything you’ve worked so hard to build.

 

Motorcycle Insurance - Bob Hart Insurance Agency - Romeo, MIMOTORCYCLES
On-road motorcycles are about freedom and fun. We’re here to help you find the best quality coverage at the right price.

 

Boat Insurance - Bob Hart Insurance Agency - Romeo, MIBOATS and PERSONAL WATERCRAFT
As your insurance agency, we’re here to help you find coverage that protects you, your family and your boat, on and off the water.

 

All-terrain Vehicle Insurance (ATVs) - Bob Hart Insurance Agency - Romeo, MIOFF-ROAD VEHICLES
All Terrain Vehicles (ATVs), Gators, and Trail Bikes—often need their own insurance coverage. We can help you choose the right policy and coverage for these vehicles at a low annual rate.

 

Snowmobile Insurance - Bob Hart Insurance Agency - Romeo, MISNOWMOBILES
All too often, people rely on their home owner’s policy to protect a snowmobile. Unfortunately, those policies provide little, if any, supplemental coverage.

 

Non-standard Automobile Insurance - Bob Hart Insurance Agency - Romeo, MINON-STANDARD NO-FAULT AUTO INSURANCE
If you’ve had trouble purchasing a policy from other auto insurance providers, give us a try.

 
 

Classic Car Insurance - Bob Hart Insurance Agency - Romeo, MICLASSIC CAR INSURANCE
We provide full insurance coverage for antiques, classics, muscle cars and street rods.

COMMUNITY INVOLVEMENT

Bob Hart Insurance Agency - Giving Back To The Community

Bob Hart Insurance Agency - Giving Back To The CommunityWe are proud to support local community events and charities. This a core value of the Bob Hart Agency and working hand in hand with other community members and organizations is a cornerstone of our Agency.

Bob Hart - Romeo Lions Club - Bob Hart Insurance Agency - Romeo, MI• Greater Romeo-Washington Chamber of Commerce
• Ambassador Romeo Lions Club Member
• Village of Romeo Trustee
• Romeo Bulldogs Supporter / Volunteer

The Allstate Foundation has awarded a grant of $1,000 through its “Hands in the Community” program to A Beautiful Me (ABMe), a local non-profit program that provides interactive workshops to foster self-esteem in “all ladies of all ages.” The grant was awarded by Bob Hart Allstate Agency in Washington Twp. The Allstate award program’s objective is to create hometowns as better and safer places to live. ABMe was started in 2009 by Karen Palka, founder and executive director, and since its inception has had more than 900 young ladies participate in a workshop series within Michigan and internationally. The goal of the program is to provide young ladies and women with confidence-building activities through workshops with an outcomes-based evaluation. ABMe’s belief is that positive self-esteem will result in well-adjusted, confident, empowered women who positively impact their schools, community and society. (Pictured are, from left, Janet Golochowicz, ABMe board member, Bob Hart, and Karen Palka). [Photo courtesy of ABMe].

Bob Hart - Allstate Foundation Grant to "A Beautiful Me"

PERSONAL INSURANCE REVIEW

Bob Hart Insurance Agency - Comprehensive Personal Reviews

Bob Hart Insurance Agency - Comprehensive Personal ReviewsEVALUATE YOUR RISKS
Are you really covered?  Don’t hope so, know so.

How long has it been since you have reviewed your insurance coverage’s?   We know it’s important that you fully understand your policies and coverage’s, whether it be your home and auto or your current life and health insurance.  At the Bob Hart Agency we take the time to help you fully understand your coverage options, so that you can decide what best fits you and your family’s needs.

The time to realize what coverage’s you have is NOT when the need for your insurance arises.  The time to find out is now, before “life” happens.

We can schedule appointment at your convenience to fully examine your current coverage on any policies. Find out with no obligation, what you may be paying too much for, or where you may need additional coverage.  We would love to have you visit our office, but if email or phone would work best, we can do that too.  We offer annual policy reviews or reviews anytime that your life situation changes to always protect you and your family. Call or e-mail us for a personal review!

WHY GET A QUOTE?

Bob Hart Insurance Agency - Why Get A Quote From Bob Hart

Bob Hart Insurance Agency - Why Get A Quote From Bob HartPROPERLY EVALUATE YOUR CURRENT INSURANCE
Have you been carrying the same coverage amounts you’ve had for years? I can help you evaluate whether it’s to your benefit to change them to reflect your current situation. I may also be able to help you save money with our auto discounts. Are you a safe driver? Does your teenager have good grades? The answers to these questions and others may save you money.

Whether it’s helping to secure your future, explaining new protection and rewards or looking for ways to save you money, I can help you get auto insurance coverage with your needs in mind.